Life after bankruptcy can seem as daunting and overwhelming as filing for bankruptcy itself, but it is important to remember that the period after your bankruptcy should be viewed as a positive and fresh start to a new life. By providing you with much needed debt relief or with a more feasible payment plan, you can take the steps toward independent financial stability. At the David McCormick Law Group, we have seen countless clients rebuild their financial lives and become very successful once the heavy weight of debt is lifted.


Bankruptcy's effect on credit is a common concern for people considering bankruptcy or for those who have already completed the bankruptcy process. These effects are not permanent, as bankruptcy will only remain on your credit for either seven or ten years, depending on which chapter you file under. They also do not mean that you have no hope of getting a loan or rebuilding your credit. Lender's actions and decisions vary at their discretion and they commonly take into consideration your financial situation at the time you apply for a loan. If you have demonstrated a successful improvement in your economic health, you stand a much better chance of qualifying for a loan or purchasing a home. In addition, smart and responsible habits that include maintaining current payments and low-limit credit cards can help you rebuild a new credit history.


The ultimate point of filing for bankruptcy is to allow you to reach financial stability and to eventually maintain that stability independently. This does require some work, and with the help of an attorney from our firm, you can be confident that you will have the tools, resources and knowledge that can improve your economic health.

There's no other way around it; the bankruptcy process is not easy after bankruptcy is no piece of cake. By allowing yourself the time to reflect and regroup, and by working closely with an experienced and knowledgeable bankruptcy attorney, you can develop strategies and plans that can bring about a successful resolution. By expediting the legal work of your bankruptcy, our attorneys will provide you the time and support to focus on your future. Contact the David McCormick Law Group to discuss your case.

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