BANKRUPTCY ESSENTIALS: DOCUMENTS YOU SHOULD GATHER BEFORE FILING

BANKRUPTCY ESSENTIALS: DOCUMENTS YOU SHOULD GATHER BEFORE FILING

For many individuals, filing for bankruptcy can seem overwhelming and complicated. With our seasoned Virginia Beach bankruptcy attorneys by your side, it doesn't have to be. At the David McCormick Law Group, we have helped thousands of individuals find debt relief, and we are confident we can find options to ease your financial burdens as well. If you are considering bankruptcy as a path to a brighter financial future, here are a few documents you can begin to gather to make the process move more quickly and smoothly:


  • Insurance policies and bank accounts. A bankruptcy court will want to review detailed information related to any bank accounts you have and any insurance policies that may be in your name. You can get a jumpstart on this by creating a list that describes each account now.
  • Previous tax returns. If you have filed tax returns for the previous two years, you will need to submit those when filing for bankruptcy. If you have not submitted returns, you may be required to do so before you can complete the bankruptcy process.
  • A form of valid identification. This can include your birth certificate, driver's license, or social security number.
  • Property, vehicles, etc. These are referred to as your significant assets. You will need to provide proof of ownership for any significant assets you possess. An easy way to prove you own your vehicle is by submitting your car's registration paperwork.
  • Previous income. If you are currently working, you can provide the last six months of pay stubs as proof of income. If you do not have a job, you must show proof of your most recent income, whenever that was.
  • Exceptions. If you were paying alimony or child support, and those payments are part of why you are filing for bankruptcy, you will need to gather any information related to those special circumstances.

Remember, you don't have to go through the bankruptcy process alone. Our skilled Virginia Beach bankruptcy attorneys are ready to help. We care deeply about our clients, which is why we pair our skilled legal assistance with compassionate personal service. Contact our firm today and receive a free case evaluation from one of our attorneys.

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