SUFFOLK BANKRUPTCY ATTORNEY: CHAPTER 7 AND CHAPTER 13

FILING FOR BANKRUPTCY? GET HELP FROM A FIRM THAT CARES ABOUT YOU AND YOUR FUTURE.

There are many people that are suffering serious economic problems in the Suffolk area. No matter how hard they have worked to try to keep up. As the situation gets worse, creditors start calling, and other problems can arise, including repossession of your vehicle or other possessions, wage garnishment and foreclosure. There comes a time when it filing for bankruptcy is the right thing to do. When there is no hope that you can get your financial problems under control, you owe it to yourself to take advantage of your right to file for bankruptcy offered under the federal bankruptcy laws.

The laws were amended in 2005, and there are more requirements to fulfill, but at the David McCormick Law Group we can answer your questions about qualifying for bankruptcy. It is likely that you will qualify to file for Chapter 7. This form of bankruptcy, usually called "personal bankruptcy" allows you to discharge many types of unsecured consumer debt, such as credit cards, medical bills, personal loans, payday loans and many others. Our clients that file Chapter 7 report that they are experiencing a great deal of relief very early in the process. Creditors cannot contact you once your bankruptcy petition is in motion. After suffering through endless creditor calls and letters, you can finally have peace. No more avoiding calls or talking to angry or unsympathetic credit collectors.

FILING FOR BANKRUPTCY IN SUFFOLK, VA

Those that do not qualify for Chapter 7, or don't choose to file that form of bankruptcy, can file -Chapter 13 which has certain benefits. In this form of bankruptcy, rather than your whole debt being discharged, your overdue bills are paid off in one payment over a 3 – 5 year period. This is a very good option for those who don't qualify, don't want to lose property, or have a co-signed on home, and many other types of situations. At our firm, we are interested in helping you to make the right moves, whether by filing for bankruptcy, or in one of the many alternatives to bankruptcy. Our goal is to give you the maximum possible debt relief. If you wonder if you qualify for bankruptcy, we can answer your questions. If you have an urgent need to file due to pressing financial problems, you can count on our firm to act immediately.

Life after bankruptcy can be astonishingly peaceful. No more creditor calls and financial worries. Wage garnishments will be over, and you will have your whole paycheck, allowing you to pay for the important life needs of your family. At our firm, we can help you through every stage of the bankruptcy process, including answering your questions about qualifying for bankruptcy. We can also help you understand the process ofrebuilding credit after bankruptcy, which can begin immediately after your bankruptcy is completed and your debt discharged.

Contact our firm for more information about bankruptcy and other alternatives for debt relief.

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