Do you have a debt problem that is out of control? At the David McCormick Law Group, we offer a range of services to resolve debt, including debt settlement. Debt settlement involves negotiating with the creditor to reduce the amount owing, the amount paid per month, or the amount for a lump sum of a far lesser value than the debt. These kinds of arrangements can be made by a qualified Virginia Beach debt settlement lawyer from our firm. We have extensive experience in negotiating with creditors, we know what they actually will accept, and we do all we can to get you the best deal we can. If your debt was sold to a collection agency who is now hounding you, we can manage the process. As these companies usually buy debt from other creditors at pennies on the dollar, we know what they will take in a settlement, in general terms. Even if you are being told that you must pay the entire debt, or being threatened with legal action, the actual facts could be far different.


Once we take on a client for debt settlement, his or her creditors lose the right to call anyone but the attorney to discuss these matters. This allows you to have your debt problems under control and peace of mind as well, free from the constant calls and letters. Our firm manages every detail for you, and you can be confident that we know how to negotiate for the lowest possible amount in a monthly payment or single payment, based upon your situation. We also provide legal services for bankruptcy, both Chapter 7 and Chapter 13.

The types of debt you may be struggling to pay include credit cards, medical bills, payday loans or other similar debts. As these creditors do not have the ability to foreclosure upon your home directly, or gain access easily to any money you may have in a bank or other financial institution, they are often amenable to taking a settlement offer, often as low as 10 cents on the dollar. Want to get out from under your creditors? Consider debt settlement as an option to turn around a bad financial situation and get you back on track.

Contact our firm to discuss debt settlement in Virginia Beach.

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